Travel Insurance for Overseas Medical Expenses

Don't let your medical costs bury you.

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This information is for New Zealand residents. 

If your luck runs out and you get sick or injured overseas, our 24/7 emergency assistance team will be there for you. They'll look after you and your people back home, so you can get back on your feet and keep travelling.

What Overseas Medical Expenses are covered by travel insurance?

If accident or injury should strike, and you buy the policy for the activities you'll be doing, you can be covered for a whole range of emergency treatment, including:

CoverExplorer PlanStandard Plan
Hospitalisation
Doctor's visits
Prescribed medication
Chiro, osteo, acupuncture
Assault or trauma counselling

We also have a 24 hour assistance team who can guide you to the nearest hospital, set up direct payments to the medical facility, and help you navigate local customs. Their network has a global reach, so wherever you are, they can help.

What’s not covered?

Travel insurance isn’t designed to cover everything. Common claims for overseas medical expenses we see where there's no cover include:

  • Any expenses once you return home
  • Riding a scooter without a helmet or valid scooter licence (regardless of the fact that the smiling man said your car licence was totally fine).
  • That rash you picked up having hostel sex
  • Where you've been acting like an idiot
  • If you're under 21 and drinking alcohol in Bali

This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our article on  overseas medical coverage and read your policy carefully before you buy.

How to get medical assistance.

It’s essential that you get in contact with our Sydney based assistance team as soon as possible so that they teams can support you from the time your fall sick of get injured until the time you're well again.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Pain in the backside.

Over a day or two I suddenly developed an incredible pain in my backside, to the point where I could no longer sit down without incredible pain. I went to the doctor and was diagnosed with grade 2 Hemorrhoids, which he said would need to be operated on quickly. I had the operation and had to go back often for checkups and further treatment
Claim paid: NZD $3862.4
Kiwi Nomad

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $3,500
Trip Protection
  • Have you died?
  • Has one of your relos died?
  • Has an earthquake damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470; or
Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.