Get out and about overseas.

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This content is for New Zealand travellers.

How does travel insurance cover my holiday?

We know the most unexpected things can happen when traveling - sex accidents, malaria, chikungunya. We've even heard of coral being firmly lodged in a traveler's bum after a surfing accident. 

So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for: 

  • Overseas Medical
  • Luggage/baggage cover
  • Cancellation
  • 24/7 worldwide assistance

World Nomads travel insurance also:

What’s not covered on holiday travel insurance?

We've seen some pretty strange things on the road. Some of the exclusions include:

  • If you do something illegal
  • Where you've been acting like a fool
  • If you’ve had drugs or alcohol
  • Any costs associated with an STD 

This isn't a complete list of things that aren't covered. Be sure to read the policy wording before you buy so that you're aware of the terms and conditions. 

Stolen Laptop

I was walking home after a Spanish class at about 4.30pm. I had my shoulder bag strap across my body, so I felt it was pretty safe - as I had my computer inside. I had walked down this street many ti mes before and never had any problems. As I was waling a felt a strong pull on my bag, I tryed to grab it as I turned to see what was happening, but in a second it was gone. And, a man was running down the street with it - my bag. He had cut the strap from behind me with a knife and grabbed it. I called for help, and tried to call for help but it all happened so fast, before I knew it he was gone with my bag.
Claim paid: NZD $1150
Kiwi Nomad in Spain.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $3,500
Trip Protection
  • Have you carked it?
  • Have your relos carked it?
  • Has an earthquake damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow 22 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 9 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470; or
Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars