Planning on getting a job or volunteering on your next trip? No problem! We can cover you, read on to find out how to get covered for your next working holiday or volunteer placement.
When you have the appropriate working visa for the country you plan to work in and the appropriate qualification, certification, or license for that work (where applicable), there’s cover for:
Depending on what type of work you’ll be doing, be sure to list all of the activities you're planning to do on your policy when you get a quote.
You will be charged an additional premium for paid manual work or volunteer manual work (including use of power tools or working at a height of 5 metres or less) and paid or volunteer work as an instructor or guide (except in an excluded activity). Non-manual work (e.g teaching or clerical jobs) are automatically covered on your policy.
You must also add all the work, volunteer and adventure sports and activities you plan to try on your trip before you buy it. You won’t be able to make changes after your policy is issued.
Read more about how it all works and what restrictions apply to certain activities here
You’ll need to claim through workers’ compensation (or a similar scheme in the country that you’re in) if you’re injured while participating in a work activity and if this type of cover is required by law. In the event of a claim, you must notify your claims case manager of any insurance cover you have through your employer or under any workers' compensation act.
If something happens to you while at work and you are in need of medical evacuation, or if you are hospitalised and incur emergency medical expenses, you (or someone else) MUST contact our 24/7 Emergency Assistance Team.
The policy isn’t designed to cover everything, so you must take the time to read the terms, conditions, limits and exclusions in the Policy Document, particularly Section 8 – Adventure, Work, Study & Volunteer, so there are no surprises if you do need to use it.
Here are the main things that aren’t covered:
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
Within New Zealand:
0800 666 237
From anywhere in the world:
+61 2 8256 1542
Within Australia:
1300 787 375
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.