Travel insurance from World Nomads New Zealand

5 things you really should know about our travel insurance

1. Claim online: At World Nomads you can claim online. And if you don't entirely trust insurance companies, have a look at how we have helped some of our travellers.

2. Who can buy it?: Our insurance is available to residents of over 150 countries

3. Extend your cover: Had a change of travel plans? Unlike other policies, World Nomads allows you to extend your policy indefinitely. Because it's online, you can do it 24/7 from anywhere in the world.

4. What can I do?: We cover most adventure sports from bungee jumping in New Zealand to white-water rafting in Colorado.

5. How do I buy it?: You can only buy our policies online using a credit card. To start, please choose your country of residence.

What's covered.

World Nomads is specially designed for adventurous independent travellers. We aim to keep you out of trouble but be there for you should trouble land at your feet. Our insurance is focused on what really matters, medical and emergency evacuation although it also covers other areas such as your baggage and cancellation costs.

Overseas medical expenses

Following an injury or illness during your journey your policy covers reasonable costs for Medical, in-hospital, road ambulance and other treatment administered by a registered medical practitioner or paramedic.

Medical evacuation or additional expenses

Should you interrupt your trip due to illness or injury requiring hospitalisation, you are covered for additional travel, accommodation & evacuation expenses with our consent. This may also include paying for a relative or a friend to travel to you and or escort you home in place of a doctor. You are also covered for costs to replace lost/stolen passports, travel documents and credit cards.

Emergency dental treatment

You are covered for emergency dental treatment for costs to relieve sudden and acute pain following an injury to healthy natural teeth whilst overseas.

Luggage and personal effects

You are covered for accidental theft or damage to your personal belongings. Each item limit is NZD$250. Exclusions apply to certain items left unattended in a motor vehicle and all items left unattended in a motor vehicle between sunset and sunrise local time.

Cancellation costs

If you have to cancel your transport/accommodation arrangements due to an unforeseen and unforeseeable circumstance outside your control, you can claim for the non-refundable cancellation costs.

Personal liability

You are covered for legal liability claims made against you resulting from your negligence.

Policy Wording

Travel insurance. Boring huh? It is ... until you need it. Then you probably wish you'd paid closer attention to the detail!

We strongly recommend you read the policy wording carefully.

Adventure Sports

Abseiling
Aerial safari
Angling
Archery*
BASE jumping
Biking
Bungee Jumping*
Bushwalking
Badminton
Black water rafting*

Bowling
Camel Riding
Canoeing*
Canyoning
Cycling
Canyon swing
Deep sea fishing
Elephant Riding
Fencing*
Fly by wire

Go Karting*
Golf
Gymnastics
Hang gliding
Heli-skiing
Hiking or tramping
Horse Riding
Hot air ballooning
Hockey
Ice climbing

Ice skating*
Ice Hockey
Jet boating*
Jet skiing*
Kayaking*
Kite-surfing
Kite buggy
Kite boarding
Martial arts*
Moped biking*

Motorbikes*
Mountain Biking
Mountaineering
Netball
Orienteering
Outdoor endurance
Outward bound
Parachuting
Paragliding
Parasailing

Paint balling*
Quad biking*
Rock Climbing
Rugby
Running of the bulls
Rambling
Roller skating
Roller blading
Rowing
Sailing

Scuba Diving*
Sea canoeing
Sea kayaking
Shark cage diving
Skiing*
Skydiving*
Snorkelling
Snowboarding
Soccer
Surfing

Safari tours
Squash
Swimming
Ski joring
Snow mobiling
Tandem skydiving
Trail bike riding*
Trekking
Table tennis
Ten pin bowling
Tennis

Volleyball
Wakeboarding
Walking
Water Skiing
White water kayaking*
White water rafting*
Windsurfing*
Yachting*
Zorbing

*Some of these activities have specific restrictions. Please check the policy wording for details.

World Nomads is supported by different insurers from around the world. Always read your Product Disclosure Statement and other policy documentation to review your specific cover and to make sure that the policy is right for you. WorldNomads.Com Pty Limited ABN 62 127 485 198 AR 343027 is an authorised representative of Cerberus Special Risks Pty Ltd (Cerberus) ABN 81 115 932 173 AFS Licence No. 308461. This product is arranged and managed by Cerberus and underwritten by certain Underwriters at Lloyd’s.